Investors now have access to all the financial markets they could ever want.

Even individual investors can now buy exchange-traded funds and other investments that allow them to move money from one nation to another within a matter of minutes. This opportunity allows individual investors to go overseas to chase investment yields that may be higher than they can find in the US, but such opportunities require you to know the importance of interest rate parity in an investment.

How Interest Rate Parity Works

Interest rate parity is a term used to describe how investors account for differences in interest rates around the world.

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Running a company that builds cellular phone towers can be both very profitable and very demanding. One advantage of working for wireless carriers or tower leasing companies is that they tend to be solid payers. However, they also tend to be slow payers taking 30 to 60 days to pay an invoice. This can be a challenge for tower construction companies that need to pay for staff and supplies as the expenses become due. This creates a situation where you have fast expenses coupled with slow income which can lead to problems.

There are three ways to cope with this problem. One, you can juggle supplier payments until your customers pay. Two, you can dip into your cash reserves (if you have them) to handle any payments.  Or

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It’s a small world if you’ve found yourself in need of a bankruptcy lawyer, it’s possible that not all of your assets are with you in United States. If you have foreign bank accounts or other assets, it is especially important that you disclose those to your bankruptcy lawyer.

When you meet with your bankruptcy lawyer, he or she will have you list all of your assets and debts. This is the information they expect to hear when you meet with the bankruptcy Trustee. your bankruptcy Trustee may specifically ask you if you have any bank accounts or property in foreign countries, so it’s important to be honest about the status of any property right from your initial consultation.

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Student loans are almost impossible to discharge in Chapter 7 bankruptcy. The debtor must show actual hardship to discharge a student loans. Courts interpret hardship very strictly. If you are able to work you probably don’t have hardship sufficient to discharge a student loan in Chapter 7.

In Chapter 13 cases student loans are not dischargeable if the creditor objects the discharge. I recently spoke with a well-placed source who indicated that actually student loan creditors usually do not file an objection to discharge in Chapter 13 proceedings. As a practical matter, a Chapter 13 bankruptcy could be used to discharge a large part of student loan debt. O

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